Disclaimer & Affiliate Disclosure
Last updated: February 1, 2026
Not Financial Advice
The calculator, guides, and all content on CarBudgetCheck (the "Site") are provided for informational and educational purposes only. Nothing on this Site constitutes financial, legal, tax, or investment advice.
Car purchase decisions involve individual financial circumstances that this Site cannot fully account for. You should consult with a qualified financial advisor, lender, or other professional before making any financial decision.
Calculator Estimates
The car affordability calculator produces estimates based on the values you input and generalized financial assumptions (see our Methodology page). These estimates:
- Do not guarantee loan approval or specific loan terms
- May not reflect your actual tax situation, take-home pay, or effective interest rate
- Do not account for sales tax, dealer fees, registration, insurance, fuel, or maintenance costs
- Should be treated as a starting point for research, not a definitive answer
Actual loan terms, rates, and approval decisions are made solely by lenders based on your complete financial profile and their underwriting criteria.
Affiliate Disclosure (FTC Compliance)
CarBudgetCheck participates in affiliate marketing programs. Some links on this Site — particularly in the loan comparison section — are affiliate links. This means:
- If you click an affiliate link and submit an application or complete a qualifying action, we may receive a commission or referral fee from the partner company.
- These commissions come from the partner, not from you. They do not affect the loan rate or terms you're offered.
- Our calculator methodology and editorial content are developed independently and are not influenced by affiliate relationships.
- We only feature affiliate partners whose products we believe may be genuinely useful to our audience.
This disclosure is made in compliance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 C.F.R. Part 255).
No Guarantees
We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, or services on this Site. Any reliance you place on such information is strictly at your own risk.
Third-Party Content
This Site may link to or reference third-party websites, lenders, or services. We are not responsible for the content, accuracy, or practices of any third party. The inclusion of a link or reference does not imply our endorsement of that party.
Limitation of Liability
To the fullest extent permitted by law, CarBudgetCheck and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of or reliance on this Site or its content.
Changes to This Disclaimer
We reserve the right to update this disclaimer at any time. The date of the most recent update is shown at the top of this page.
Contact
If you have questions about this disclaimer or our affiliate relationships, see our About page.